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Terms of Service

Last updated: February 14, 2026

Effective date: February 14, 2026

Important Health Disclaimer

MindJrnl is a wellness and self-improvement platform. It is not a medical device, and it does not provide medical advice, diagnosis, or treatment. The Service, including all content, features, and AI-powered insights, is intended for informational and educational purposes only. Always seek the advice of a qualified healthcare professional with any questions regarding a medical or mental health condition. If you are in crisis, please contact your local emergency services or call the 988 Suicide and Crisis Lifeline.

1. Acceptance of Terms

By accessing or using the MindJrnl platform, website at mindjrnl.com, web application, and any related services (collectively, the “Service”), you agree to be bound by these Terms of Service (“Terms”), our Privacy Policy, and any additional terms and policies referenced herein.

If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” and “your” shall refer to both you as an individual and the organization.

If you do not agree to these Terms, you must not access or use the Service. Your continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms.

2. Eligibility

To use the Service, you must be at least 13 years of age (or the minimum age of digital consent in your jurisdiction, whichever is higher). If you are between 13 and 18 years of age (or the age of majority in your jurisdiction), you may only use the Service with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

By creating an account, you represent and warrant that:

  • You meet the minimum age requirement stated above
  • You have the legal capacity to enter into a binding agreement
  • You have not been previously suspended or removed from the Service
  • Your use of the Service does not violate any applicable law or regulation

We reserve the right to request proof of age at any time. If we learn that a user is under the minimum age requirement, we will promptly terminate their account and delete their personal data.

3. Account Registration and Security

To access most features of the Service, you must create an account. When creating an account, you agree to:

  • Provide accurate information: You must provide truthful, accurate, and complete information during registration and keep your account information up to date.
  • Maintain account security: You are responsible for safeguarding your password and for all activities that occur under your account. You must use a strong, unique password and should not share your login credentials with anyone.
  • Prompt notification: You must notify us immediately at support@mindjrnl.com if you suspect any unauthorized access to your account or any other security breach.
  • One account per person: Each individual may maintain only one account. Creating multiple accounts to circumvent plan limitations, abuse free trials, or evade enforcement actions is prohibited.

We will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials. You may be held responsible for losses incurred by MindJrnl or other users due to unauthorized use of your account resulting from your failure to keep your credentials secure.

4. Description of Service

MindJrnl is a privacy-first wellness platform that provides the following core features:

  • Journaling: Guided and free-form journal entries with templates for gratitude, reflection, mood tracking, morning pages, and more.
  • Habit Tracking: Create, track, and maintain daily habits with streak counting, reminders, and analytics.
  • Mood Monitoring: Log and visualize your emotional patterns over time with mood scoring and tagging.
  • Wellness Metrics: Track sleep, exercise, stress levels, hydration, and meditation in a unified dashboard.
  • Task Management: Create and manage tasks and to-do lists to support your daily productivity.
  • AI-Powered Insights: Receive personalized recommendations and analysis based on your journal entries, habits, and wellness data (Pro plan).
  • Analytics: View detailed visualizations and reports about your wellness trends and patterns.
  • Data Export: Export your data in CSV or PDF format (Pro plan).

Features may vary between subscription tiers. We reserve the right to modify, suspend, or discontinue any feature of the Service at any time, with reasonable notice where practicable. We will not be liable for any modification, suspension, or discontinuation of the Service or any feature.

5. Subscription Terms and Billing

5.1 Free Plan

The Free plan provides limited access to MindJrnl features at no cost. Free plan limitations include:

  • 3 active habits maximum
  • 3 mood entries per day
  • 7-day data retention for analytics
  • 3 journal templates
  • Basic analytics only
  • No AI-powered insights
  • No data export

The Free plan is available indefinitely. We reserve the right to modify Free plan features and limitations with 30 days' notice.

5.2 Pro Plan

The Pro plan ($7.00 USD per month) unlocks the full MindJrnl experience, including:

  • Unlimited habits, mood entries, and journal templates
  • Unlimited data retention
  • Advanced analytics and trend reports
  • AI-powered insights and recommendations
  • Data export in CSV and PDF formats
  • Priority support

5.3 Billing

  • Paid subscriptions are billed monthly in advance through our payment processor, Stripe.
  • Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date.
  • All prices are listed in United States Dollars (USD) and do not include applicable taxes. You are responsible for any taxes that may apply to your subscription.
  • We reserve the right to change subscription pricing with at least 30 days' advance notice. Price changes will take effect at the start of your next billing period following the notice.

5.4 Cancellation

You may cancel your subscription at any time through your account Settings page. Upon cancellation:

  • Your paid features will remain active until the end of your current billing period.
  • Your account will automatically revert to the Free plan at the end of the billing period.
  • Your data will not be deleted upon downgrade, but analytics data older than 7 days will no longer be accessible under the Free plan's retention limits.
  • You may resubscribe at any time to regain access to Pro features.

6. Free Trial

We may offer a free trial period for the Pro plan from time to time. When a free trial is available, the following terms apply:

  • Duration: The length of the free trial will be specified at the time of sign-up (typically 7 or 14 days).
  • Payment information required: You may be required to provide valid payment information to start a free trial. Your payment method will not be charged during the trial period.
  • Automatic conversion: At the end of the free trial period, your subscription will automatically convert to a paid Pro plan at the then-current monthly rate, unless you cancel before the trial expires. We will send you a reminder email at least 3 days before the trial ends.
  • Cancellation during trial: You may cancel your free trial at any time before it expires through your account Settings page. If you cancel during the trial, you will retain access to Pro features until the trial period ends, and you will not be charged.
  • One trial per user: Free trials are limited to one per user. Creating multiple accounts to obtain additional free trials is prohibited and may result in account termination.

7. Refund Policy

We want you to be completely satisfied with MindJrnl. Our refund policy is as follows:

  • 30-day money-back guarantee: If you are unsatisfied with your Pro subscription, you may request a full refund within 30 days of your initial subscription payment. This guarantee applies to first-time subscribers only.
  • How to request a refund: Contact us at support@mindjrnl.com with your account email and the reason for your request. We will process approved refunds within 10 business days.
  • Subsequent billing periods: After the initial 30-day guarantee period, refunds for subsequent billing periods are handled on a case-by-case basis. We may issue prorated refunds for unused portions of your billing period at our discretion.
  • Account downgrade: Upon receiving a refund, your account will be immediately downgraded to the Free plan. You will retain access to your data, subject to Free plan limitations.
  • Chargebacks: If you dispute a charge through your bank or credit card company without first contacting us, we reserve the right to suspend your account pending resolution of the dispute.

8. User Content

8.1 Ownership

You retain full ownership of all content you create on the Service, including journal entries, habit configurations, wellness data, task lists, and any other user-generated content (“User Content”). MindJrnl does not claim any ownership rights over your User Content.

8.2 License Grant

By using the Service, you grant MindJrnl a limited, non-exclusive, non-transferable, revocable license to store, process, display, and transmit your User Content solely for the purpose of providing, maintaining, and improving the Service. This license includes the right to:

  • Store your content in our database systems and backups
  • Process your content to provide features such as analytics, AI insights, and search functionality
  • Display your content back to you through the Service interface
  • Transmit your content to connected partners on the Couples plan, where you have explicitly enabled sharing

This license terminates when you delete your content or your account. We do not use your User Content for advertising, marketing, or any purpose other than providing the Service to you.

8.3 Content Restrictions

While MindJrnl is a private journaling platform and we do not monitor the content of your entries, you agree not to use the Service to:

  • Store or transmit content that violates any applicable law or regulation
  • Infringe on the intellectual property rights of any third party
  • Store or transmit malicious code, viruses, or any technology designed to compromise our systems or other users' devices
  • Conduct or facilitate any illegal activity

9. Prohibited Uses

You agree not to use the Service for any purpose that is prohibited by these Terms. You may not:

  • Unauthorized access: Attempt to gain unauthorized access to other users' accounts, data, or any part of the Service that you are not authorized to access. This includes attempting to probe, scan, or test the vulnerability of our systems.
  • Disruption: Interfere with or disrupt the Service, servers, or networks connected to the Service. This includes introducing viruses, trojans, worms, denial-of-service attacks, or any other harmful technology.
  • Automated access: Use automated tools, bots, scrapers, or similar technology to access, collect, or interact with the Service without our express written permission.
  • Reverse engineering: Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, algorithms, or underlying architecture of the Service.
  • Resale: Resell, redistribute, sublicense, or commercially exploit the Service or any part thereof without our express written consent.
  • Impersonation: Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.
  • Data mining: Use the Service to collect or harvest personal data about other users.
  • Circumvention: Attempt to circumvent any usage limitations, access controls, security measures, or content protection mechanisms of the Service.
  • Multiple accounts: Create multiple accounts to abuse free trials, circumvent plan limitations, or evade enforcement actions.
  • Illegal activity: Use the Service for any purpose that is illegal under applicable local, state, national, or international law.

Violation of any of these prohibitions may result in immediate suspension or termination of your account, at our sole discretion, without notice or refund.

10. Health and Wellness Disclaimer

THIS IS AN IMPORTANT SECTION. PLEASE READ IT CAREFULLY.

MindJrnl is a wellness and self-improvement platform designed to support your personal growth journey through journaling, habit tracking, mood monitoring, and related features. However:

  • MindJrnl is not a healthcare provider. The Service is not a medical device and has not been evaluated or approved by the U.S. Food and Drug Administration (FDA) or any other regulatory body.
  • Not medical advice. The Service, including all content, features, AI-generated insights, and recommendations, does not constitute medical, psychological, psychiatric, therapeutic, or any other form of professional health advice.
  • Not a substitute for professional care. The Service is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician, psychologist, psychiatrist, or other qualified healthcare provider with any questions you may have regarding a medical or mental health condition.
  • Do not disregard professional advice. Never disregard professional medical or mental health advice, or delay seeking it, because of something you have read or experienced on the Service.
  • Emergency situations. The Service is not designed for emergency use. If you are in crisis, experiencing suicidal thoughts, or facing a medical emergency, please immediately contact your local emergency services (911 in the United States), go to your nearest emergency room, or call the 988 Suicide and Crisis Lifeline.

By using the Service, you acknowledge and agree that MindJrnl bears no responsibility or liability for any actions you take or do not take based on the content, features, or recommendations provided by the Service.

11. AI-Powered Features

MindJrnl includes AI-powered features that analyze your journal entries, habits, and wellness data to provide personalized insights and recommendations. By using these features, you understand and agree that:

  • AI-generated insights are produced by automated systems and may not always be accurate, complete, or appropriate for your individual circumstances.
  • AI features are intended for informational and self-improvement purposes only. They do not constitute medical, psychological, or professional health advice.
  • AI recommendations should be considered as suggestions, not prescriptions. You should use your own judgment and consult qualified professionals before making health-related decisions.
  • Your data is processed in accordance with our Privacy Policy. AI processing occurs within our existing infrastructure and is subject to the same security and privacy protections as all other data processing.
  • We continuously work to improve the accuracy and helpfulness of our AI features, but we do not guarantee any specific outcomes from their use.

12. Intellectual Property

The MindJrnl platform, including but not limited to its design, code, user interface, graphics, branding, logos, documentation, blog content, journal templates, and all other materials created by MindJrnl (collectively, “MindJrnl Materials”), is the exclusive property of MindJrnl, Inc. and is protected by copyright, trademark, patent, and other intellectual property laws.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes. This license does not include the right to:

  • Copy, modify, or distribute any MindJrnl Materials
  • Use MindJrnl's name, logo, or branding without our written consent
  • Create derivative works based on the Service or MindJrnl Materials
  • Use any data mining, robots, or similar data gathering or extraction methods on MindJrnl Materials

All rights not expressly granted in these Terms are reserved by MindJrnl.

13. Third-Party Services

The Service integrates with or may contain links to third-party websites, services, or content. These third-party services are not owned or controlled by MindJrnl, and we are not responsible for their content, privacy policies, or practices. Our current third-party service providers include:

  • Stripe for payment processing (Stripe Privacy Policy)
  • Supabase for database and authentication services
  • Vercel for hosting and content delivery
  • Google for OAuth authentication and analytics

Your interaction with any third-party service is governed by that service's own terms and privacy policy. We encourage you to review those terms before using any third-party service connected to MindJrnl.

14. Disclaimers of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, MINDJRNL DOES NOT WARRANT THAT:

  • THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
  • THE RESULTS OBTAINED FROM USING THE SERVICE WILL BE ACCURATE, RELIABLE, OR COMPLETE
  • THE QUALITY OF THE SERVICE WILL MEET YOUR EXPECTATIONS
  • ANY ERRORS IN THE SERVICE WILL BE CORRECTED
  • THE SERVICE WILL BE COMPATIBLE WITH YOUR DEVICE OR NETWORK

YOU ACKNOWLEDGE THAT MINDJRNL IS NOT A HEALTHCARE PROVIDER AND THE SERVICE IS NOT INTENDED TO DIAGNOSE, TREAT, CURE, OR PREVENT ANY MEDICAL OR MENTAL HEALTH CONDITION. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MINDJRNL, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, OR DATA
  • COST OF PROCUREMENT OF SUBSTITUTE SERVICES
  • DAMAGES RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR CONTENT
  • DAMAGES ARISING FROM ANY HEALTH-RELATED DECISIONS MADE IN RELIANCE ON THE SERVICE
  • ANY OTHER INTANGIBLE LOSSES

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNTS YOU HAVE PAID TO MINDJRNL IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100 USD).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF YOU RESIDE IN SUCH A JURISDICTION, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

16. Indemnification

You agree to indemnify, defend, and hold harmless MindJrnl, Inc. and its officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your User Content
  • Any action taken by a third party using your account

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.

17. Termination

17.1 Termination by You

You may terminate your account at any time by deleting your account through the Settings page in the Service. Upon account deletion:

  • All your personal data, including journal entries, habits, wellness metrics, and tasks, will be permanently deleted within 30 days.
  • If you have an active paid subscription, it will be cancelled and you will not be charged for future billing periods. No prorated refund will be issued for the remaining days in the current billing period unless you are within the 30-day money-back guarantee period.
  • Data stored in our backup systems will be purged in accordance with our standard backup retention schedule (typically within 90 days).

17.2 Termination by MindJrnl

We may suspend or terminate your account at any time, with or without notice, if:

  • You violate any provision of these Terms
  • Your conduct could harm MindJrnl, other users, or third parties
  • We are required to do so by law
  • We discontinue the Service or a material portion thereof

In the event of termination for cause, you will not be entitled to a refund. In the event of termination due to Service discontinuation, we will provide at least 30 days' notice and offer a prorated refund for any unused portion of your subscription.

17.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. The following provisions will survive termination: Sections 8 (User Content - ownership provisions), 10 (Health Disclaimer), 14 (Disclaimers), 15 (Limitation of Liability), 16 (Indemnification), 18 (Dispute Resolution), and 19 (Governing Law).

18. Dispute Resolution

18.1 Informal Resolution

Before initiating any formal dispute resolution process, you agree to first contact us at legal@mindjrnl.com and attempt to resolve the dispute informally. We will make good-faith efforts to resolve any dispute within 60 days of receipt of your notice.

18.2 Binding Arbitration

If the dispute cannot be resolved informally, you and MindJrnl agree to resolve any claims relating to these Terms or the Service through final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.

  • The arbitration will be conducted in English, in San Francisco, California, or at another mutually agreed location.
  • The arbitrator's decision will be binding and may be entered as a judgment in any court of competent jurisdiction.
  • Each party will bear its own costs and attorney's fees, except as otherwise required by applicable law or the arbitrator's decision.

18.3 Class Action Waiver

YOU AND MINDJRNL AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

18.4 Exceptions

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights. Additionally, disputes involving amounts less than $10,000 USD may be resolved in small claims court.

19. Governing Law

These Terms and your use of the Service are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

For any disputes not subject to arbitration, you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in San Francisco County, California.

20. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions of these Terms, which shall remain in full force and effect. The invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the original intent of the provision.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and MindJrnl regarding your use of the Service. These Terms supersede all prior agreements, communications, and understandings, whether written or oral, regarding the subject matter herein.

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

22. Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

  • Update the “Last updated” date at the top of this page
  • Send a notification to the email address associated with your account at least 30 days before the changes take effect
  • Display a prominent notice within the Service

Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes. If you do not agree to the modified Terms, you must stop using the Service and delete your account before the changes take effect.

23. Contact

If you have any questions or concerns about these Terms of Service, please contact us:

  • Email: legal@mindjrnl.com
  • Support: support@mindjrnl.com
  • Contact Form: mindjrnl.com/contact
  • Mailing Address: MindJrnl, Inc., 548 Market Street, Suite 35410, San Francisco, CA 94104, United States